Transamerica Corporation: Perbedaan antara revisi

}}'''Transamerica Corporation''' adalah perusahaan induk asal Amerika Serikat untuk perusahaan asuransi jiwa dan firma investasi yang operasional utamanya ada di Amerika Serikat, perusahaan ini menawarkan tambahan asuransi kesehatan dan jiwa, investasi, dan layanan pensiun. Perusahaan memiliki beberapa kantor utama yang terletak di [[Baltimore, Maryland]]; [[Cedar Rapids, Iowa]]; [[Denver, Colorado]]; [[Exton, Pennsylvania]]; [[Harrison, New York]]; [[Johns Creek, Georgia]]; [[Little Rock, Arkansas]]; [[Plano, Texas]]; and [[St. Petersburg, Florida]]. Kantor afiliasi tambahan berlokasi di Amerika Serikat. Pada 1999, menjadi anak perusahaan dari [[Aegon]], kantor pusat jasa finansial Eropa terletak di [[Hague]], [[Belanda]].<ref>{{cite news|url=https://www.nytimes.com/1999/02/19/business/big-dutch-insurer-to-acquire-transamerica-for-9.7-billion.html|title=Big Dutch Insurer to Acquire Transamerica for $9.7 Billion|last=Tagliabue|first=John|date=February 19, 1999|work=[[The New York Times]]|accessdate=30 September 2017}}</ref>.

Transamerica mendanai Transamerica Institut, sebuah yayasan nirlaba yang terdiri dari Transamerica Center for Retirement Studies dan Transamerica Center for Health Studies.<ref>{{cite web|url=https://www.transamericacenter.org/about/about-transamerica-institute|title=About Transamerica Institute|publisher=Transamerica|accessdate=30 September 2017|archive-date=2019-12-09|archive-url=https://web.archive.org/web/20191209223619/https://www.transamericacenter.org/about/about-transamerica-institute|dead-url=yes}}</ref>.

Pada Oktober 1904, [[Amadeo Giannini|A.P. Giannini]] mendirikan Bank of Italy di [[San Francisco]], yang kemudian menjadi [[Bank of America]].<ref>{{cite episode|url=https://www.pbs.org/wgbh/theymadeamerica/whomade/giannini_hi.html|series=They Made America|title=Newcomers|air-date=June 9, 2004|network=[[PBS]]|station=[[WGBH-TV]]}}</ref><ref name="Transamerica about2">{{cite web|url=http://www.transamerica.com/individual/what-we-do/about-us/history/|title=History|date=October 1, 2008|publisher=Transamerica|accessdate=27 February 2014|archive-date=2015-03-22|archive-url=https://web.archive.org/web/20150322061619/https://www.transamerica.com/individual/what-we-do/about-us/history/|dead-url=yes}}</ref>. Pada 1928, Giannini menempatkan bank-bank tersebut ke dalam perusahaan induk yang diberi nama Transamerica Corporation. Pada 1930, perusahaan mengakusisi Occidental Life Insurance Company, yang didirikan pada 1906, dan mengubah namanya menjadi Transamerica Occidental Life Insurance Company.<ref>{{cite web|url=https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?event=companyProfile&doFunction=getCompanyProfile&eid=2710|title=Company Profile: Transamerica Occidental Life Insurance Company|publisher=California Department of Insurance|accessdate=30 September 2017}}</ref>. Secara bertahap, perusahaan menjadi konglomerasi termasuk di dalamnya [[film studio]] [[United Artists]],<ref>{{cite book|url=https://books.google.com/books?id=h-zXAAAAMAAJ&focus=searchwithinvolume&q=metro+goldwyn+mayer|title=International Directory of Company Histories|date=January 1, 1999|publisher=St. James Press|isbn=978-1558623675|volume=25|pages=326–330|accessdate=30 September 2017|url-access=subscription}}</ref> [[Trans International Airlines|Transamerica Airlines]], dan [[Budget Rent a Car]].<ref>{{cite web|url=http://www.budget.com/budgetWeb/html/en/aboutus/companyinfo/milestone.html|title=Budget Car Rental Corporate History|publisher=Budget Rent A Car}}</ref> Pada 1972, perusahaan menyelesaikan pembangunan gedung pencakar langit [[Transamerica Pyramid]] di [[San Francisco]] yang menjadi kantor pusat selama beberapa waktu. Walaupun perusahaan hanya menempati sedikit kehadiran di gedung tersebut, gedung tersebut digunakan untuk material logo dan marketing.<ref name="facts2">{{cite web|url=http://www.pyramidcenter.com/tourism/pyramid-facts/|title=Pyramid Facts|publisher=Transamerica|accessdate=30 September 2017|archive-date=2019-11-20|archive-url=https://web.archive.org/web/20191120011502/https://www.pyramidcenter.com/tourism/pyramid-facts/|dead-url=yes}}</ref>.

Pada 1980an, Transamerica memulai divestasi dan fokus khusus untuk menyediakan jasa keuangan.<ref>{{cite news|title=Transamerica Plans to Divest Units: Will Sell Air Travel, Auto Rental, Manufacturing Firms|date=January 31, 1986|url=http://articles.latimes.com/1986-01-31/business/fi-2822_1_transamerica-airlines|first=Victor F.|last=Zonana|work=[[Los Angeles Times]]|accessdate=30 September 2017}}</ref>. Transamerica membagi dirinya menjadi tiga divisi besar yaitu asuransi, investasi, dan jasa pension. Pada 1999, CEO Transamerica Frank C. Herringer mengumumkan bahwa [[Aegon]], perusahaan asuransi asal [[Belanda]] akan mengakusisi Transamerica.<ref>{{cite news|title=Aegon buys Transamerica|date=February 18, 1999|url=http://money.cnn.com/1999/02/18/worldbiz/aegon/|work=[[CNNMoney]]|accessdate=30 September 2017}}</ref>. Transamerica Occidental bergabung dengan Transamerica Life Insurance Company pada 1 Oktober 2008.

Transamerica menawarkan jasa keuangan dan asuransi. Polis asuransi jiwa dan kesehatan yang ditawarkan yaitu asuransi jiwa berjangka, seumur hidup, universal, variasi universal, kematian mendadak,<ref name="products2">{{cite web|url=https://www.transamerica.com/individual/products/insurance/life-insurance/|title=Products: Life Insurance|publisher=Transamerica|accessdate=30 September 2017|archive-date=2018-01-10|archive-url=https://web.archive.org/web/20180110015619/https://www.transamerica.com/individual/products/insurance/life-insurance/|dead-url=yes}}</ref>, [[Medicare supplement]], and perawatan jangka panjang.<ref>{{cite web|url=https://www.transamerica.com/individual/products/insurance/medicare-solutions/|title=Products: Medicare Solutiona|publisher=Transamerica|accessdate=30 September 2017|archive-date=2017-07-03|archive-url=https://web.archive.org/web/20170703124523/https://www.transamerica.com/individual/products/insurance/medicare-solutions/|dead-url=yes}}</ref>. Transamerica juga menawarkan beragam reksa dana dan anuitas.<ref>{{cite web|url=https://www.transamerica.com/individual/|title=Individual|publisher=Transamerica|accessdate=30 September 2017|archive-date=2019-12-07|archive-url=https://web.archive.org/web/20191207210339/https://www.transamerica.com/individual/|dead-url=yes}}</ref>. Transamerica memiliki lebih dari 15.000 agen asuransi hanya di negara bagian California.

Divisi pensiun Transamerica menawarkan program pensiun manfaat pasti dan program pensiun iuran pasti,<ref>{{cite press release|title=Aegon acquires Mercer’s US defined contribution record-keeping business|url=https://www.aegon.com/en/Home/Investors/News/Press-Releases/Archive/Mercer/#|date=September 21, 2015|publisher=Aegon|accessdate=30 September 2017}}</ref>, termasuk program [[401(k)]] dan [[403(b)]], [[457 plan|457]], pembagian keuntungan, pembelian uang, saldo tunai, Taft-Hartley, ''multiple employer plans,'' kompensasi yang ditanggung tanpa pengecualian, dan akun pensiun individu. Jasa lain termasuk jasa administratif dan penyimpanan rekaman, jasa pendidikan dan partisipasi komunikasi, jasa mitigasi risiko ''fiduciary'', arsitektur investasi terbuka, dan dukungan kepatuhan regulator.<ref>{{cite web|url=http://www.transamerica.com/individual/products/retirement-solutions/|title=Retirement Solutions|publisher=Transamerica|accessdate=30 September 2017}}</ref>.

Transamerica mendanai dua yayasan yaitu Aegon Transamerica Foundation dan Transamerica Institute. Transamerica mendirikan yayasan pada 1994 untuk menyediakan dukunga dana untuk komunitas lembaga swadaya masyarakat. Pegawai Transamerica juga diharuskan untuk volunter dalam kegiataan organisasi tersebut.<ref>{{cite web|url=https://www.transamerica.com/individual/about-us/who-we-are/aegon-transamerica-foundation/|title=Aegon Transamerica Foundation|publisher=Transamerica|accessdate=30 September 2017|archive-date=2017-09-28|archive-url=https://web.archive.org/web/20170928184000/https://www.transamerica.com/individual/about-us/who-we-are/aegon-transamerica-foundation/|dead-url=yes}}</ref>. Yayasan menerima penghargaan Corporate Citizenship pada 2013 karena menciptakan pertanian urban pertama kali di [[Iowa]].<ref name="gazette2">{{cite news|title=Transamerica wins award for Time Check 'urban farm'|url=http://www.thegazette.com/2013/11/21/transamerica-wins-award-for-time-check-urban-farm|first=George|last=Ford|date=November 21, 2013|work=[[The Gazette (Cedar Rapids)|The Gazette]]|location=Cedar Rapids|accessdate=30 September 2017}}</ref>.

Transamerica Institute terdiri dari dua divisi besar yaitu ''Transamerica Center for Retirement Studies'' dan ''Transamerica Center for Health Studies. Transamerica Center for Retirement Studies'' meneliti dan menyediakan edukasi dalam trend, isu, dan kesempatan yang berkaitan dengan perencanaan dan tabungan untuk pensiun.<ref>{{cite journal|last=Gladych|first=Paula Aven|date=December 4, 2015|title=Few employees aware of retirement transition benefits|url=http://ebn.benefitnews.com/news/retirement/few-employees-aware-of-retirement-transition-benefits-2747845-1.html|accessdate=30 September 2017|work=[[SourceMedia#Key Brands|Employee Benefit News]]|url-access=subscription|journal=|archive-date=2015-12-22|archive-url=https://web.archive.org/web/20151222123604/http://ebn.benefitnews.com/news/retirement/few-employees-aware-of-retirement-transition-benefits-2747845-1.html|dead-url=yes}}</ref>. ''Transamerica Center for Health Studies'' fokus kepada mengidentifikasi, meneliti dan menganalisa isu perawatan kesehatan yang dihadapi oleh konsumen dan karyawannya.<ref>{{cite journal|last=Sammer|first=Joanne|date=November 9, 2015|title=‘Carving Out’ Spousal Benefits: Cost-Cutting, with Repercussions|url=http://www.shrm.org/hrdisciplines/benefits/articles/pages/spousal-carve-outs.aspx|publisher=[[Society for Human Resource Management]]|journal=|access-date=2019-12-09|archive-date=2016-02-14|archive-url=https://web.archive.org/web/20160214231043/http://www.shrm.org/hrdisciplines/benefits/articles/pages/spousal-carve-outs.aspx|dead-url=yes}}</ref>. ''Transamerica Institute'' didanai oleh kontribusi dari Transamerica Life Insurance Company.<ref>{{cite web|url=http://www.transamericainstitute.org/about-transamerica-institute|title=About Transamerica Institute|publisher=Transamerica|accessdate=30 September 2017}}</ref>.

* [https://www.policypedia.com/agent-directory-by-insurer/TRANSAMERICA%20LIFE%20INSURANCE%20COMPANY/0/1000000 Direktori agen transamerika] {{Webarchive|url=https://web.archive.org/web/20180720081108/https://www.policypedia.com/agent-directory-by-insurer/TRANSAMERICA%20LIFE%20INSURANCE%20COMPANY/0/1000000 |date=2018-07-20 }}