Prudential plc: Perbedaan antara revisi

Konten dihapus Konten ditambahkan
Tidak ada ringkasan suntingan
Tag: Suntingan perangkat seluler Suntingan peramban seluler
kalau untuk logo disarankan pakai yang formatnya SVG seperti di Wikipedia Inggris
Tag: Pengembalian manual
 
(20 revisi perantara oleh 19 pengguna tidak ditampilkan)
Baris 1:
{{short description|Perusahaan jasa keuangan dan asuransi jiwa multinasional asal Britania Raya}}
{{kotak info perusahaan |
{{about|perusahaan asal Britania Raya|perusahaan asal Amerika|Prudential Financial|kegunaan lain|Prudential (disambiguasi)}}
company_name = Prudential plc |
{{Infobox company
company_logo = [[Berkas:Prudential plc logo.svg|200px]]|
| name = Prudential plc
company_type = [[Perusahaan publik|Publik]]|
| logo = Prudential plc logo.svg
company_slogan = |
| logo_size =
foundation = [[1848]]|
| image= 1 Angel Court 2020.png
location = [[London]], [[Britania Raya]] |
| image_size = 220px
key_people = Sir [[David Clementi]], Chairman {{br}} [[Mark Tucker]], CEO |
| image_caption = Kantor pusat di One Angel Court, London
num_employees = 20.000 |
| type = [[Perusahaan publik]]
industry = [[Finansial dan Asuransi]] |
| traded_as = {{lse|PRU}}<br>{{nyse|PUK}}<br>{{hkex|2378}}<br>[[Indeks FTSE 100|Komponen FTSE 100]]
products = [[Jasa Finansial]]|
| industry = [[Asuransi]]
homepage = [http://www.prudential.co.uk/ www.prudential.co.uk]|
| area_served = Seluruh dunia
revenue =
| products = [[Asuransi jiwa]]<br>[[Manajemen investasi]]<br>[[Kredit (keuangan)#Kredit konsumen|Kredit konsumen]]
| revenue = {{decrease}} [[Dolar Amerika Serikat|$]]55,973&nbsp;milyar (2020)<ref name=results>{{cite web| url =https://www.prudentialplc.com/~/media/Files/P/Prudential-V3/news-releases/2021/ifrs-disclosure-2021-03-03.pdf| title = Full Year Results 2020| publisher=Prudential plc| access-date =3 March 2021}}</ref>
| operating_income = {{increase}} $2,419 milyar (2020)<ref name=results/>
| net_income = {{increase}} $2,185 milyar (2020)<ref name=results/>
| assets = {{nowrap|{{increase}} $516,097 milyar (2020)<ref name=results/>}}
| equity = {{increase}} $22,119 milyar (2020)<ref name=results/>
| owner =
| key_people = {{unbulleted list|[[Shriti Vadera]]| ([[Chairman]])|[[Mike Wells (pebisnis)|Mike Wells]] | [[Chief executive officer|(CEO)]]}}
| num_employees = 23.000 (2021)<ref>{{cite web|url=https://www.insurancebusinessmag.com/uk/companies/prudential-plc/29618/|title=Prudential plc|publisher=Insurance Business Magazine|access-date=26 February 2021}}</ref>
| parent =
| divisions =
| subsid =
| footnotes =
| Founder =
| foundation = {{start date and age|1848|05}} <br/>di [[London]]<!-- this parameter modifies "Founded" -->
| location = [[London]], Inggris, Britania Raya
| origins =
| homepage = {{URL|https://www.prudentialplc.com}}
| dissolved =
}}
'''Prudential plc''' adalah sebuah perusahaan asuransi [[perusahaan multinasional|multinasional]] yang berkantor pusat di [[London]], Inggris. Perusahaan ini didirikan di London pada bulan Mei 1848 untuk menyediakan pinjaman bagi pekerja.<ref name=timeline1826>{{Cite web|url=http://www.prudential.co.uk/who-we-are/our-history/timeline/1826-1901|title=Timeline 1826–1901|access-date=13 December 2013|publisher=Prudential plc|archive-date=2016-11-15|archive-url=https://web.archive.org/web/20161115174026/http://www.prudential.co.uk/who-we-are/our-history/timeline/1826-1901|dead-url=yes}}</ref>
''Artikel ini tentang Prudential plc, [[perusahaan]] [[asuransi]] yang berbasis di [[Inggris Raya]]. Lihat [[Prudential Financial]] untuk informasi tentang perusahaan yang berbasis di [[Newark, New Jersey|Newark]], [[New Jersey]], [[Amerika Serikat]]. Sedangkan [[PT. Prudential Life Assurance]] adalah [[perusahaan]] [[asuransi]] yang ada di [[Indonesia]] dengan perusahaan induknya adalah Prudential plc. Perusahaan ini didirikan oleh Kelvin Martin pada tahun 1995. ''
 
Prudential melantai di [[London Stock Exchange]] dan [[Hong Kong Stock Exchange]], serta merupakan salah satu komponen dari [[Indeks FTSE 100]].<ref>{{Cite web|title=2019 Annual Report|url=https://www.prudentialplc.com/~/media/Files/P/Prudential-V3/reports/annual-report/ar2019-final-web.pdf}}</ref> Perusahaan ini juga melantai di [[New York Stock Exchange]] dan [[Singapore Exchange]].
'''Prudential''' plc adalah sebuah perusahaan jasa finansial berbasis di [[Britania Raya]]. Perusahaan ini memiliki lebih dari 21 juta pelanggan di dunia mengelola dana lebih dari US$ 530 Miliar (data per 31 Desember 2007). Perusahaan ini juga beroperasi di 12 negara di [[Asia]] dan memiliki [[Jackson National Life]] di [[Amerika Serikat]]. Dia juga memiliki saham mayoritas di bank internet [[Egg plc|Egg]].
 
==Sejarah==
Di UK, bisnis perusahaan ini termasuk penjualan [[pensiun]], [[annuity]], [[penyimpanan (ekonomi)|penyimpanan]], dan [[investasi]] ([[bond]], [[Individual Saving Account|ISA]]). Mereka cukup dikenal atas penjualan bond dan pensiun [[dana dengan-untung|dengan-untung]], skema pensiun perusahaan, dan annuity bulk dan individual. Perusahaan ini meninggalkan pasar asuransi umum (rumah tangga, mobil) pada 2002, melisensikan [[Churchill Insurance]] (sekarang bagian dari grup [[Royal Bank of Scotland]]) untuk menggunakan nama Prudential.
===Awal mula===
Perusahaan ini didirikan di [[Hatton Garden]] di London pada bulan Mei 1848 dengan nama "The Prudential, Investment, Loan, and Assurance Association", dan pada bulan September 1848, perusahaan ini mengubah namanya menjadi "The Prudential Mutual Assurance, Investment, and Loan Association",<ref name="Denn">{{cite book|author=Dennett, Laurie.|title=A Sense of Security: 150 Years of Prudential|url=https://books.google.com/books?id=5EEm3mbYqwAC&pg=PA165|year=1998|publisher=Granta Editions|isbn=978-1-85757-060-1|pages=18–20}}</ref> untuk menyediakan pinjaman bagi pekerja.<ref name=timeline1826/> Pada tahun 1854, perusahaan ini mulai menjual polis asuransi industrial berkonsep baru ke pekerja, dengan premi mulai satu sen, melalui agen yang bertindak sebagai [[penjual pintu-ke-pintu]], yang selama beberapa tahun disebut sebagai "Pria dari Pru".<ref name=timeline1826/> Perusahaan ini kemudian pindah ke [[Holborn Bars]] pada tahun 1879 dan mengubah badan hukumnya menjadi [[perseroan terbatas]] pada tahun 1881.<ref name=timeline1826/> Bangunan tersebut dirancang oleh [[Alfred Waterhouse]], dan dilengkapi dengan terakota yang diproduksi oleh [[Gibbs and Canning Limited]] asal Tamworth (c.1878). Alfred Waterhouse dan Gibbs and Canning sebelumnya pernah bekerja bersama dalam pembangunan [[Natural History Museum, London|Natural History Museum]] di London.<ref>[http://atschool.eduweb.co.uk/arodgers/gibbs_and_canning.htm Research page including details of many buildings that used Gibbs and Canning terracotta] {{webarchive|url=https://web.archive.org/web/20070615082058/http://atschool.eduweb.co.uk/arodgers/gibbs_and_canning.htm |date=15 June 2007 }} accessed 25 March 2012</ref>
 
===Abad ke-20===
Saham Prudential dijual di bursa saham berikut:
[[File:Prudential Assurance Building 1, Holborn, London - Diliff.jpg|thumb|right|Holborn Bars, kantor pusat tradisional dari Prudential]]
Perusahaan ini resmi melantai di [[London Stock Exchange]] pada tahun 1978.<ref>{{cite web|url=http://www.londonstockexchange.com/exchange/prices-and-markets/stocks/summary/company-summary/GB0007099541GBGBXSET0.html?lang=en|title=Prudential plc|publisher=London Stock Exchange|access-date=9 April 2017|archive-url=https://web.archive.org/web/20170410050816/http://www.londonstockexchange.com/exchange/prices-and-markets/stocks/summary/company-summary/GB0007099541GBGBXSET0.html?lang=en|archive-date=10 April 2017|url-status=dead}}</ref>
 
Pada pertengahan dekade 1980-an, deregulasi finansial memungkinkan lembaga keuangan untuk memiliki keagenan properti dan Prudential pun memutuskan untuk mengikuti [[Provident Financial|Provident Financial Group plc]] (Whitegates) dan [[Lloyds Bank]] (Black Horse Agencies),<ref name="Cases">{{cite book |editor1-last=Ennew |editor1-first=Christine |title=Cases in Marketing Financial Services |date=1993 |publisher=Butterworth-Heinemann on behalf of the Chartered Institute of Marketing |location=Oxford |isbn=0750606614 |pages=196–200}}</ref> pada musim panas tahun 1985 dengan membeli agen properti Ekins, Dilley and Handley asal Huntingdon dengan harga £12 juta.<ref name="Dennett">{{cite book |last1=Dennett |first1=Laurie |title=A Sense of Security: 150 Years of Prudential |date=1998 |publisher=Granta Editions |location=Cambridge |isbn=185757060X |page=363}}</ref> Pembelian tersebut awalnya adalah sebuah eksperimen untuk memungkinkan perusahaan ini memasarkan polis dana abadi yang terhubung dengan hipotek, tetapi setelah sejumlah lembaga keuangan lain mengikuti, Prudential pun mulai melakukan sejumlah akuisisi, sehingga Prudential berhasil menjadi pemimpin pasar dalam hal jumlah kantor.<ref name="Cases"/><ref name="Independent1">{{cite web |last1=Thomson |first1=Richard |title=The lenders fold their cards: Richard Thomson looks into the story behind Abbey National's sale of its disastrous estate agency venture |url=https://www.independent.co.uk/news/business/the-lenders-fold-their-cards-richard-thomson-looks-into-the-story-behind-abbey-nationals-sale-of-its-1462787.html|work=The Independent|access-date=27 March 2020 |date=22 August 1993}}</ref> Akuisisi tersebut meliputi terhadap [[Chestertons|Chestertons Residential]] dan Earl & Lawrence pada bulan Agustus 1986,<ref name="Times8886">{{cite journal |title=The Times |date=8 August 1986 |url=https://archive.org/stream/NewsUK1986UKEnglish/Aug%2008%201986%2C%20The%20Times%2C%20%2362530%2C%20UK%20%28en%29_djvu.txt |access-date=11 May 2020}}</ref> Edward Bailey & Son pada bulan Januari 1987, The Channel Island Estate Agency Property Shop pada bulan Februari 1987, dan Rogers & Clark pada bulan Mei 1987.<ref name="Mergers87">{{cite book |last1=George |first1=K D |title=Mergers and Acquisitions Year Book |date=1988 |publisher=Macmillan Publishers |location=Basingstoke |isbn=978-1-349-10005-7 |pages=68, 116, 402}}</ref> Akuisisi tersebut pun menghabiskan cukup banyak uang. Prudential secara total membayar £125 juta untuk mengakuisisi 337 kantor cabang, yang berarti sekitar £371.000 per kantor cabang. Padahal biaya untuk mendirikan kantor cabang baru adalah sekitar £75,000 hingga £100,000.<ref name="WinnersLosers">{{cite book |last1=Hamnett |first1=Chris |title=Winners And Losers: Home Ownership in Modern Britain |date=1998 |publisher=Routledge |location=Abingdon |isbn=978-1857283341 |pages=42–44}}</ref>
* {{lse|PRU}}
* {{nyse|PUK}}
* {{sehk|2378}}
* {{sgx|K6S}}
<!--
==Management==
 
Pada tahun 1986, Prudential mengakuisisi perusahaan asuransi [[Jackson National Life]] asal Amerika.<ref>{{cite web|url=https://www.nytimes.com/1986/09/19/business/company-news-prudential-plc-to-buy-jackson.html|title=Prudential P.L.C. To Buy Jackson|date=19 September 1986|work=The New York Times|access-date=9 April 2017}}</ref> Pada tahun yang sama, Prudential Property Services juta mengakuisisi [[LSL Property Services|Reeds Rains]] dengan harga £24 juta.<ref name="Lawson1">Lawson, David (1999). Swiss Financial Giant Backs UK Residential Agents. Property Week, April 1999.</ref><ref name="YouChoob">[https://www.youtube.com/watch?v=zeGODVrC9ic] The History of Reeds Rains - Youtube.</ref>
There are currently 13 people on the board of directors. Key individuals are:
 
Jatuhnya pasar perumahan di Inggris bagian selatan pada tahun 1989 membuat Prudential Property Services merugi sebesar £23 juta pada semester pertama tahun 1990. Prudential pun menutup 100 kantor cabangnya mulai bulan Desember 1988 hingga bulan Mei 1990. Sebanyak 175 kantor cabang lain kemudian ditutup pada bulan Juli 1990. Pada bulan Mei 1991, Prudential menjual sisa kantor cabang agen propertinya dengan harga £13,5 juta. Sejumlah kantor cabang dibeli kembali oleh pemilik awalnya sebelum diakuisisi oleh Prudential.<ref name="WinnersLosers" /> Contohnya adalah kantor Prudential Property Services di Hanwell yang awalnya adalah sebuah agen independen, dibeli oleh Prudential dengan harga £200.000. Kantor tersebut akhirnya dijual ke Rolfe East Estate Agents dengan harga £1.<ref name="Independent2" /> Divisi Barat dari Prudential Property Services dijual ke [[Scottish Widows]] yang merupakan bagian dari [[Connells Group|Connells Estate Agents]]. Sementara Divisi Utara<ref name="Independent2">{{cite web |last1=Willcock |first1=John |title=Abbey National sells estate agents for 8m pounds: Two entrepreneurs buy Cornerstone chain after bank's losses since 1987 mount to at least pounds 243m |url=https://www.independent.co.uk/news/business/abbey-national-sells-estate-agents-for-8m-pounds-two-entrepreneurs-buy-cornerstone-chain-after-banks-1461674.html|work=The Independent|access-date=27 February 2020 |date=17 August 1993}}</ref> dijual ke manajemennya dengan harga £3,4 juta, dan kemudian kembali berbisnis dengan nama Reeds Rains,<ref name="Lawson1" /><ref name="YouChoob" /> sedangkan Divisi Tenggara dijual dan kemudian berbisnis dengan nama Arun Estates.<ref name="Independent2" /> Divisi Chestertons dan divisi lain dijual ke [[The Woolwich|Woolwich Property Services]].<ref>{{cite book |last1=Woolwich Property Services Limited |title=Accounts to 31 December 1991 |date=1992}}</ref><ref>{{cite book |last1=Backe-Hansen |first1=Melanie |title=The History of Chestertons |date=2018 |publisher=Chestertons Global Limited}}</ref>
{| border="1"
|-
||Chairman of Board of Directors||[[David Clementi]]
|-
||Group Chief Executive||[[Mark Tucker]]
|-
||Chief Financial Director||[[Philip Broadley]]
|-
||President & Chief Executive Officer for Jackson National Life||[[Clark Manning]]
|-
||Chief Executive of M&G||[[Michael McLintock]]
|-
||Chief Executive of Prudential Corporation Asia||[[Mark Norbom]]
|-
||Chief Executive of UK & European Insurance Operations||[[Mark Wood]]
|}
 
Pada tahun 1997, Prudential mengakuisisi [[Scottish Amicable]], sebuah perusahaan yang didirikan pada tahun 1826 di [[Glasgow]] dengan nama West of Scotland Life Insurance Company, dengan harga £1,75 milyar.<ref>[https://www.nytimes.com/1997/03/26/business/prudential-of-britain-in-deal-to-buy-scottish-life-insurer.html Pru of Britain in Deal to buy Scottish Life Insurancer]. ''[[The New York Times]]'', 26 March 1997.</ref>
== Sejarah ==
 
Pada tahun 1998, Prudential mendirikan [[Egg Banking|Egg]], sebuah [[e-banking|bank internet]] di Britania Raya. Egg berhasil menjaring 550.000 nasabah dalam waktu sembilan bulan, tetapi kesulitan meraih laba.<ref>[http://news.bbc.co.uk/1/hi/business/the_company_file/406903.stm Egg cracks internet for Pru] BBC News, 1999</ref> Pada bulan Juni 2000, Egg melantai di bursa saham, tetapi pada bulan Februari 2006, Prudential memutuskan untuk mengeluarkan Egg dari bursa saham.<ref>[http://news.bbc.co.uk/1/hi/business/4487456.stm Prudential to swallow the Egg whole]. [[BBC News]], 2005.</ref> Egg akhirnya dijual ke [[Citibank]] pada bulan Januari 2007.<ref>[http://news.bbc.co.uk/1/hi/business/6309731.stm Pru sells Egg to Citigroup]. [[BBC News]], 2007.</ref> Pada tahun 1999, perusahaan ini mengakuisisi [[M&G]], sebuah perusahaan [[manajemen investasi]] asal Britania Raya.<ref>[http://news.bbc.co.uk/1/hi/business/the_company_file/294759.stm Pru pounces on investment rival] BBC News, 1999</ref> Pada bulan Juni 2000, perusahaan ini resmi melantai [[New York Stock Exchange]].<ref>[http://news.bbc.co.uk/1/hi/business/790649.stm Prudential goes to New York] BBC News, 2000</ref>
[[Berkas:142_Holborn_Bars,_London.jpg|thumb|250px|right|Holborn Bars - Traditional home of Prudential]]
 
===Abad ke-21===
Prudential plc was founded on [[30 May]] [[1848]] in [[Hatton Garden, London]] as The Prudential Mutual Assurance Investment and Loan Association. It began by providing loans to professionals secured through life assurance. The company became The Prudential Assurance Company in [[1867]] and a [[limited company]] in [[1881]] following the introduction of the [[Limited Liability Act]] [[1880]] and floated on the [[London Stock Exchange]] in [[1924]].
Pada bulan Februari 2002, [[Churchill Insurance|Churchill]] membeli bisnis asuransi umum dari Prudential.<ref>{{cite web|url=https://www.insurancetimes.co.uk/churchill-set-to-cull-pru-suppliers/1350407.article|title=Churchill set to cull Pru suppliers|work=Insurance Times|date=31 January 2002|access-date=11 May 2020}}</ref>
 
Pada bulan Oktober 2004, Prudential meluncurkan [[PruHealth]], sebuah [[joint venture]] dengan Discovery Holdings asal Afrika Selatan untuk menjual [[Asuransi kesehatan|asuransi kesehatan privat]] di Britania Raya.<ref>[http://news.bbc.co.uk/1/hi/business/3706970.stm Insurance boon for health conscious]. [[BBC News]], 2004.</ref> Pada bulan April 2008, Prudential meng[[alih daya|alihdaya]]kan aktivitas administratifnya ke [[Capita]], sehingga 3.000 orang pegawainya diserahkan (1.000 orang di [[Stirling]], 750 orang di [[Reading, Berkshire|Reading]], dan 1.250 orang di [[Mumbai]]).<ref>[http://news.bbc.co.uk/1/hi/scotland/tayside_and_central/7116240.stm Prudential jobs deal with Capita] BBC News, 2007</ref> Kesepakatan tersebut diperkirakan bernilai sekitar £722 juta dan berlangsung selama 15 tahun. Prudential sebelumnya telah mengalihdayakan aktivitasnya di [[Belfast]] ke Capita pada tahun 2006, dengan sekitar 450 orang pegawai Prudential juga terdampak [[restrukturisasi]] operasional berskala kecil.<ref>[http://findarticles.com/p/articles/mi_qn4158/is_20060817/ai_n16640437 Prudential outsources 450 jobs in Belfast to Capita Group]. ''[[The Independent]]'', 17 August 2006.</ref>
In [[1858]] they began selling the relatively new concept of industrial branch insurance policies to the working class population for premiums as low as one penny through agents acting as door to door salesmen. The firm built its early strength on this large direct sales force of agents who would visit clients in person to discuss their needs and to collect insurance premiums. The army of premium collection agents was for many many years identified with the Prudential as the "Man from the Pru". This was a successful policy for Prudential at the time and despite competition from more established assurance companies the Prudential insured approximately one-third of the UK population in the early [[1900s]].
 
Pada tanggal 1 Maret 2010, Prudential mengumumkan bahwa mereka sedang bernegosiasi untuk membeli [[American International Assurance]] (AIA) milik [[AIG]] dengan harga sekitar £23&nbsp;milyar.<ref>{{Cite web|url=https://www.theguardian.com/business/2010/mar/01/prudential-american-international-assurance-merger |title=Prudential gambles on Asia with $35bn deal |work=The Guardian|date=1 March 2010 |access-date=18 April 2011}}</ref> Pembelian tersebut akhirnya batal dan AIA kemudian mengadakan [[penawaran umum perdana]].<ref>{{cite news|url=https://www.bbc.co.uk/news/10211773|title=Prudential abandons bid for AIA|date=2 June 2010|publisher=BBC News|access-date=25 March 2012}}</ref>
Relative to the size of the UK economy and financial markets the firm became more influential than either [[Prudential Financial]] of America or Nissei (Nippon Life) in Japan. Today, Prudential is one of the top listed UK based life insurance companies with key businesses in the UK, US and Asia.
 
Pada bulan Desember 2013, Prudential mengumumkan pembelian Express Life Company asal [[Ghana]]. Express Life kemudian diubah namanya menjadi Prudential Ghana.<ref name="Prudential Moves into Insurance in Ghana">{{Cite web|url=http://www.ft.com/cms/s/0/4b1536b8-5daa-11e3-b3e8-00144feabdc0.html#axzz3RLb8NVxE |title=Prudential Moves into Insurance in Ghana |work=The Financial Times| access-date=5 December 2013}}</ref> Pada bulan April 2014, Prudential meluncurkan dua inisiatif [[tanggung jawab sosial perusahaan]] untuk mendukung pendidikan di Ghana, yakni Program Beasiswa Prudential untuk lebih dari 500 siswa SMA, melalui kemitraan dengan Plan Ghana; dan skema untuk mendukung lulusan ilmu aktuaria.<ref>{{cite web|url=http://thebftonline.com/content/prudential-increases-capital-base%E2%80%A6-it-opens-business|title=Prudential Increases Capital Base|date=25 April 2014|work=Business and Financial Times|access-date=25 April 2014|archive-url=https://web.archive.org/web/20140803191416/http://thebftonline.com/content/prudential-increases-capital-base%E2%80%A6-it-opens-business|archive-date=3 August 2014|url-status=dead}}</ref> Pada bulan September 2014, Prudential membeli perusahaan asuransi jiwa Shield Assurance asal [[Kenya]] dan mengubah namanya menjadi Prudential Kenya.<ref name="Prudential Buys Kenyan Insurer in Second African Purchase">{{Cite news|url=https://www.bloomberg.com/news/articles/2014-09-16/prudential-buys-kenyan-insurer-in-second-africa-purchase |title=Prudential Buys Kenyan Insurer in Second African Purchase |publisher=Bloomberg Business | access-date=16 September 2014 |first=Sarah |last=Jones |date=16 September 2014}}</ref> Prudential kemudian berekpansi ke enam negara lain di Afrika, yakni ke Uganda pada tahun 2015, Zambia pada tahun 2016, Nigeria pada tahun 2017, serta ke Kamerun, Pantai Gading, Togo pada tahun 2019.<ref>{{cite web|url=http://thenationonlineng.net/uks-prudential-becomes-majority-investor-zenith-life-assurance/|title=UK's Prudential becomes majority investor in Zenith Life Assurance|author=Taofik Salako|work=thenationonlineng.net|access-date=4 September 2017}}</ref>
Prudential stayed focused on branch-based sales while the products shifted from traditional whole-of-life policies to group pensions and an increasing popularity of With Profits products. In recent years the Prudential has become concentrated in specialist areas, particularly With Profits and Annuities where it holds a significant market share. Its takeover of [[Scottish Amicable]] lead to a concentration in the [[Independent Financial Adviser]] (IFA) market and the reduction of the direct customer sales more attributed to the "man from the Pru" concept.
 
Pada tanggal 10 Maret 2015, diumumkan bahwa CEO Prudential, [[Tidjane Thiam]], akan keluar dari Prudential untuk menjadi CEO [[Credit Suisse]].<ref name=Guardian>{{cite news|last1=Milmo|first1=Dan|title=Prudential's Tidjane Thiam to take top role at Credit Suisse|url=https://www.theguardian.com/business/2015/mar/10/prudentials-tidjane-thiam-to-take-top-role-at-credit-suisse|access-date=10 March 2015|work=The Guardian|date=10 March 2015}}</ref> Pada tanggal 1 Mei 2015, diumumkan bahwa [[Mike Wells (pebisnis)|Mike Wells]], kepala bisnis Prudential di Amerika Serikat, akan menggantikan Tidjane Thiam sebagai CEO Prudential, dengan paket upah mencapai £7,5 juta.<ref>{{cite web|url=https://www.theguardian.com/business/2015/may/01/prudential-appoints-new-ceo-on-75m-pay-package |title=Prudential appoints new CEO on £7.5m pay package|author=Julia Kollewe|work=The Guardian|access-date=26 March 2016}}</ref>
It restructured into a holding company called Prudential Corporation Plc in [[1978]] after the acquisition of [[Vanbrugh Life]] and [[M&G Reinsurance]] amongst others. On [[1 October]] [[1999]] a name change resulted in Prudential plc for ease of recognition and overseas expansion. In June [[2000]] the company listed on the [[New York Stock Exchange]] to help focus on the US market.
 
Pada bulan Agustus 2017, diumumkan bahwa Prudential akan menggabungkan M&G dan Prudential UK & Europe untuk membentuk M&GPrudential.<ref>{{Cite news|url=https://www.ft.com/content/9abc0bfa-7de1-11e7-ab01-a13271d1ee9c |title=Prudential announces merger of M&G and Prudential UK & Europe |publisher=FT.com | access-date=12 December 2017}}</ref>
In [[1997]] Scottish Amicable was acquired after [[Demutualization|demutualisation]]. It was originally the ''West of Scotland Life Insurance Company'' and was founded in [[Glasgow]], [[Scotland]] in [[1826]].
 
Pada bulan November 2017, Prudential mengumumkan perubahan nama [[perusahaan patungan]]nya dengan CITIC asal Tiongkok menjadi "CITIC Prudential Life Insurance Co. Ltd".<ref>{{Cite news|url=http://finance.sina.com.cn/roll/2017-11-29/doc-ifyphkhk8754635.shtml |title=Prudential changes name of Chinese joint venture |publisher=Sina Finance | access-date=12 December 2017}}</ref>
On [[4 October]] [[2004]], Prudential launched a new subsidiary, [[PruHealth]], a [[joint venture]] with [[Discovery Holdings]] of [[South Africa]], itself a subsidiary of [[FirstRand Bank]]. PruHealth sells [[Health insurance|Private Medical Insurance]] to the UK market.
 
Pada bulan Maret 2018, Prudential mengumumkan bahwa mereka akan memisahkan [[M&G|M&GPrudential]].<ref>{{cite web|url=https://www.telegraph.co.uk/business/2018/03/14/prudential-spin-mg-separate-business/|title=Prudential unveils radical overhaul as it splits itself in two FTSE 100 firms|author=Lucy Burton|work=The Telegraph|access-date=14 March 2018}}</ref> Pemisahan tersebut akhirnya selesai pada tanggal 21 Oktober 2019.<ref>{{Cite news|url=https://www.thetimes.co.uk/article/m-g-makes-its-debut-after-demerger-from-prudential-lwzgsb9st|title=M&G makes its debut after demerger from Prudential|last=Senior City Correspondent|first=Ben Martin|date=2019-10-21|work=The Times|access-date=2019-10-21|language=en|issn=0140-0460}}</ref>
==Current Structure==
 
Pada bulan Agustus 2020, Prudential mengumumkan bahwa mereka akan memisahkan Jackson. Pemisahan tersebut akhirnya selesai pada tanggal 13 September 2021.<ref>{{cite news|url=https://www.ft.com/content/50a710b5-1ae9-4525-bb88-d5e584e00fdd|title=Prudential carve-up set to complete next month|newspaper=Financial Times|date=11 August 2021|access-date=13 September 2021}}</ref>
In addition to the original UK business, Prudential plc has four other business units:
 
== Lihat pula ==
Prudential is the largest UK life assurer in Asia and operates through Prudential Corporation Asia. It has had a presence in the continent since [[1923]] when an overseas agency for life assurance was created in [[India]]. Although this was subsequently nationalised, Prudential has recently relaunched in India as ICICI Prudential, a 26% joint venture with [[ICICI Bank]]. As [[CITIC]] Prudential Life, a 50-50 joint venture, they were the first UK company to re-establish life business in [[China]] in [[2000]]. As of August [[2005]] they have 10 city or provincial licences in China. There are also businesses in [[Hong Kong]], [[Republic of China|Taiwan]], [[Japan]], [[South Korea]], [[Singapore]], [[Malaysia]], [[Philippines]], [[Thailand]], [[Vietnam]] and [[Indonesia]].
* [[Prudential Financial]], perusahaan yang berbasis di [[Newark, New Jersey|Newark]], [[New Jersey]], [[Amerika Serikat]]
* [[Prudential Life Assurance]], perusahaan asuransi di [[Indonesia]] di bawah Prudential plc.
 
==Referensi==
M&G a UK [[Institutional fund management|fund management]] company.
{{Reflist|30em}}
 
== Pranala luar ==
Jackson National Life was purchased in [[1986]]. It was named after [[Andrew Jackson]], the seventh President of the United States of America and first started business in [[1961]] at [[Jackson, Michigan]].
{{Commons category}}
 
* [https://www.prudentialplc.com ''Prudential plc'' official website]
In [[1998]] Prudential set up Egg, an [[Online banking|internet bank]] within the UK. The subsidiary reached £5 billion in deposits and 500,000 customers within six months but did not reach profitability until the end of [[2001]]. In June 2000 an initial public offering of 21% was made to allow for further growth of the company but a failed attempt to gain [[market share]] in [[France]] with the takeover of [[Zebank]] in [[2002]] led to a pull out in [[2004]] and a failed attempt by Prudential to sell the bank.
* [https://www.pru.co.uk/ Pru.co.uk]
-->
 
{{Perusahaan asuransi besar}}
== Prudential Assurance versus [[Prudential Financial]] ==
{{Komponen Indeks FTSE 100}}
[[Berkas:Prudential plc logo 2.svg|jmpl|Logo Prudential yang saat ini digunakan di luar Britania Raya]]
'''Prudential Assurance''' Company Ltd, sekarang bagian dari Prudential Plc, merupakan perusahaan [[asuransi jiwa]] dominan selama beberapa tahun di UK.
 
{{Authority control}}
Adalah seorang agen dari Pru, yang memutuskan untuk meninggalkan Prudential dan pindah ke Amerika Serikat, dan diberikan akses ke segala teknik dalam perusahaan untuk membantu mereka dalam membentuk sebuah perusahaan asuransi di Amerika. Perusahaan baru tersebut menjadi ''Prudential Amerika'', Batu Gibraltar. Tidak pernah ada hubungan kepemilikan di antara kedua perusahaan Prudential tersebut, meskipun ada memorandum pengertian tentang penggunaan nama perusahaan mereka di seluruh dunia.
 
== Lihat pula ==
* [[Prudential Financial]] - Perusahaan AS yang tidak berhubungan dengan Prudential plc
Prudential di Amerika bernama Jackson National Life
 
== Pranala luar ==
* [http://www.prudential.co.uk/ Prudential plc]
* [http://biz.yahoo.com/ic/90/90331.html Yahoo! - Prudential plc Company Profile]
* [http://www.pru.co.uk/ Prudential UK website]
* [http://www.pruhealth.co.uk/ PruHealth website]
* [http://www.asuransiprudential.co/ Asuransi Prudential]
 
{{Perusahaan asuransi besar}}
 
[[Kategori:Perusahaan Britania Raya]]
[[Kategori:Perusahaan yang didirikan tahun 1848]]
 
 
{{perusahaan-stub}}