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== Bacaan lanjut ==
* {{cite book | author = de Servigny, Arnaud and Olivier Renault | title = The Standard & Poor's Guide to Measuring and Managing Credit Risk | year = 2004 |publisher = McGraw-Hill | id=ISBN13 978-0071417556}}
* {{cite book | author = Duffie, Darrell and Kenneth J. Singleton | title = Credit Risk: Pricing, Measurement, and Management | year = 2003 |publisher = Princeton University Press| id=ISBN13 978-0691090467 }}
* {{cite book | author = Lando, David | title = Credit Risk Modeling: Theory and Applications | year = 2004 | publisher = Princeton University Press | id =ISBN13 978-0691089294 }}
 
== Pranala luar ==