Kredit subprima: Perbedaan antara revisi
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Beberapa pakar industri menyatakan bahwa krisi ini akan makin memburuk. [[Lou Ranieri]] dari [[Salomon Brothers]], memperingatkan bahwa penemu / pencetus pasar [[efek beragun aset]] pada tahun 1970an, telah memperingatkan tentang akibat dikemudian hari atas gagal bayarnya KPR <ref>{{en}} [http://www.thetrumpet.com/index.php?page=article&id=3043 "Has the Housing Crisis Finally Arrived?"] The Trumpet.com, March 29, 2007. Retrieved on April 19, 2007.</ref>
Seorang pengacara hak konsumen, Irv Ackelsberg meramalkan dalam testimoni kepada Komite Perbankan Senat Amerika bahwa 5 juta penyitaan akan terjadi pada beberapa tahun kemudian disebabkan oleh suku bunga KPR subprimer yang diberikan pada tahun 2004 dan 2005 akan naik sesuai dengan syarat kredit yang disepakati yaitu kenaikan dari suku bunga tetap setelah periode 2 tahun.<ref>{{en}} [http://money.cnn.com/2007/03/22/real_estate/subprime_lenders_deny_responsibility/index.htm?postversion=2007032218 Pemberi pinjaman subprimer menyangkali tanggung jawabnya]</ref>
Other experts have raised concerns that the crisis may spread to the so-called Alternative-A (Alt-A) mortgage sector, which makes loans to borrowers with better credit than subprime borrowers at not quite prime rates.<ref>{{en}} Fleckenstein, Bill. [http://articles.moneycentral.msn.com/Investing/ContrarianChronicles/NextTheRealEstateMarketFreeze.aspx "Next: The real estate market freeze"] {{Webarchive|url=https://web.archive.org/web/20140814113928/http://articles.moneycentral.msn.com/Investing/ContrarianChronicles/NextTheRealEstateMarketFreeze.aspx |date=2014-08-14 }}. MSN.com, March 12, 2007. Retrieved on April 19, 2007.</ref>
Beberapa ekonom termasuk Ketua Federal Reserve Board [[Alan Greenspan]], menyatakan keprihatinannya bahwa krisis KPR subprima ini akan membawa dampak pada industri perumahan dan bahkan pada keseluruhan ekonomi Amerika. Pada keadaan ini, antisipasi gagal bayar pada pada KPR subprimer dan diperketatnya standar kredit merupakan faktor gabungan yang menurunkan nilai rumah, dan membuat pemilik rumah merasa kekayaannya menyusut sehingga akhirnya mereka akan menurunkan secara bertahap belanja mereka yang akan mempelemah ekonomi.<ref>{{en}} Strasburg, Jenny. [http://www.bloomberg.com/apps/news?pid=20601087&refer=home&sid=a8qWYRxr5s4c "Subprime Defaults to Soar, Hurt Lenders, Funds Say".] Bloomberg.com, March 15, 2007. Retrieved on April 19, 2007.</ref>
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== Pranala luar ==
* {{en}} {{cite web|url=http://www.dailyreckoning.com.au/subprime-crisis/2007/03/20/|title=Blacks and Hispanics to Suffer Most from Subprime Crisis|date=2007-03-20|publisher=[http://www.dailyreckoning.com The Daily Reckoning]|author=Bill Bonner|access-date=2007-07-25|archive-date=2007-10-12|archive-url=https://web.archive.org/web/20071012184021/http://www.dailyreckoning.com.au/subprime-crisis/2007/03/20/|dead-url=yes}}
* {{en}} {{cite web|url=http://www.businessweek.com/bwdaily/dnflash/content/mar2007/db20070302_477856.htm|title=Why Subprime Lenders Are In Trouble|date=2007-03-02|publisher=Business Week|author=Peter Coy}}
* {{en}} {{cite web|url=http://www.hud.gov/offices/fheo/lending/subprime.cfm|title=Subprime Lending|publisher=United States Department of Housing and Urban Development|date=2006-03-24|access-date=2007-07-25|archive-date=2007-03-19|archive-url=https://web.archive.org/web/20070319235223/http://www.hud.gov/offices/fheo/lending/subprime.cfm|dead-url=yes}}
* {{en}} {{cite web|url=http://www.federalreserve.gov/boarddocs/Speeches/2004/20040521/default.htm|title=Subprime Mortgage Lending: Benefits, Costs, and Challenges|date=2004-05-21|publisher=Board of Governors of the Federal Reserve System|author=Edward M. Gramlich}}
* {{en}} {{cite web|url=http://news.bbc.co.uk/2/hi/business/5144662.stm|title=Q&A: Sub-prime lending|publisher=[[BBC]]|date=2007-03-14}}
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* {{en}} [http://www.debtobserver.com/Debt01/subprime.html Subprime Facts]
* {{en}} {{cite web|url=http://www.mortgagenewsdaily.com/7162007_NAACP_Subprime_Lawsuit.asp|title=NAACP Subprime Discrimination Suit|date=2007-07-16|publisher=[http://www.mortgagenewsdaily.com Mortgage News Daily]}}
* {{en}} {{cite web|url=http://www.hud.gov/offices/fheo/lending/subprime.cfm|title=Subprime Lending|publisher=United States Department of Housing and Urban Development|date=2006-03-24|access-date=2007-07-25|archive-date=2007-03-19|archive-url=https://web.archive.org/web/20070319235223/http://www.hud.gov/offices/fheo/lending/subprime.cfm|dead-url=yes}}
* {{en}} {{cite web|url=http://www.federalreserve.gov/boarddocs/Speeches/2004/20040521/default.htm|title=Subprime Mortgage Lending: Benefits, Costs, and Challenges|date=2004-05-21|publisher=Federal Reserve System|Board of Governors of the Federal Reserve System|author=Edward M. Gramlich}}
* {{en}} {{cite web|url=http://news.bbc.co.uk/2/hi/business/5144662.stm|title=Q&A: Sub-prime lending|publisher=[[BBC]]|date=2007-03-14}}
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