Robert Kiyosaki: Perbedaan antara revisi

Konten dihapus Konten ditambahkan
Aldo samulo (bicara | kontrib)
Tidak ada ringkasan suntingan
hapus inggris
Baris 70:
* ''Rich Dad's Increase Your Financial IQ: Get Smarter with Your Money'' (2008)
* ''Rich Dad's Conspiracy of the Rich: The 8 New Rules of Money'' (2009 – [http://www.conspiracyoftherich.com/ free online edition])
 
== Didactic games ==
Kiyosaki stresses the value of games, particularly ''[[Monopoly (game)|Monopoly]]'', as tools for learning basic financial strategies such as "trade four green houses for one red hotel." Kiyosaki has created several games to reinforce the information in his books.
 
;Cashflow 101
{{Main|Cashflow 101}}
"Cashflow 101" is a [[board game]] designed by Kiyosaki, which aims to teach the players concepts of [[investing]] and making [[money]], it costs $195.
 
There are two stages to the game. In the first, "the [[rat race]]", the player aims to raise his or her character's [[passive income]] level to where it exceeds the character's [[expense]]s through a variety of investment options. The winner is determined in the second stage, "the fast track." To win, a player must get his character to buy his "dream" or accumulate $50,000 in monthly [[cash flow]].
 
The game forces the players to do the accounts by themselves. In place of "score cards", there are [[financial statements]]. Therefore, players can see more clearly what is happening with their money. It generally shows how assets generate incomes and liabilities and 'doodads' affect expenses.
 
Basic strategies involved in this game are: buying and selling stocks, Cashflow, Appreciation, and leverage.
 
;Cashflow 202
"[[Cashflow 202]]" is a more advanced game than Cashflow 101. It is designed to help players learn about more sophisticated investing strategies. Cashflow 101 was generally meant to teach investing techniques that would work best in an "up market" where property values steadily increase, whereas Cashflow 202 is supposed to teach investment strategies for a fluctuating market where property values depreciate as well as rise.
 
Strategies involved in this game are: Call, Put, and Short options on stocks, 1031 Real Estate Exchanges, and immediate capital gains vs. longer-term investments.
 
;Cashflow for Kids
"Cashflow for Kids" is basically a children's version of Cashflow 101, good for ages 5 through 9. There is also a Cashflow for Kids e-game available for free.<ref>[http://www.richkidsmartkid.com RichKidSmartKid.com - Give your children a financial head start!<!-- Bot generated title -->]</ref>
 
;Cashflow The E-Game
"Cashflow The E-Game" is a computer software version of the Cashflow 101 [[board game]]. It is not necessary to have the board game in order to play the computer game.
 
;Cashflow 202 The E-Game
"Cashflow 202 The E-Game" is a software expansion of the computer game "Cashflow The E-Game." Its counterpart is the "Cashflow 202" [[board game]] described earlier in this article.
 
== Serial Rich Dad Advisor ==
Serial The Rich Dad Advisor Series serial buku yang ditulis dalam topik-topik bisnis yang berbeda. Buku-buku ini lebih teknis mengingat sifatnya yang ditulis oleh pengacara, akuntan, dan profesional lain. Buku-buku dalam serial ini termasuk:
 
* How to Buy and Sell a Business: How You Can Win in the Business Quadrant
* Protecting Your #1 Asset : Creating Fortunes from Your Ideas : An Intellectual Property Handbook
* Sales Dogs : You Do Not Have to Be an Attack Dog to Be Successful in Sales
* Real Estate Riches: How to Become Rich Using Your Banker's Money
* Loopholes of the Rich: How the Rich Legally Make More Money and Pay Less Tax
* Real Estate Loopholes: Secrets of Successful Real Estate Investing
* Rich Dad's Real Estate Advantages: Tax and Legal Secrets of Successful Real Estate Investors
* Own Your Own Corporation: Why the Rich Own Their Own Companies and Everyone Else Works for Them
 
=== Audio/visual ===
Ini adalah daftar singkat dari audio/visual (seperti kaset and DVD) yang telah diluncurkan. Hampir semua buku Kiyosaki telah pula diterbitkan dalam bentuk audio:
* Rich Dad's Conspiracy of the Rich - The 8 New Rules of Money
* Rich Dad's Secrets To Money
* You Can Choose To Be Rich: "Think It" "Learn It" "Do It"
* Rich Dad's Roads To Riches: 6 Steps to Becoming a Successful Real Estate Investor
* How To Increase The Income From Your Real Estate Investments
* How To: Find ''and Keep'' Good Tenants (Audio)
* How To: Find Great Investments (Audio)
* How To: Get Your Banker To Say "Yes! (Audio)
 
== Rich Dad Education ==
=== Real Estate ===
Kiyosaki has brought a 50% partnership with Wealth Intelligence Academy to help promote real estate systems {{Citation needed|date=June 2009}}
 
=== Stocks ===
Kiyosaki has used his brand for a training company to teach about making money in the stock market {{Citation needed|date=June 2009}}
 
== Appearances ==
=== PBS ===
Several local stations of the [[Public Broadcasting Service]] (PBS), including [[WTTW]] of [[Chicago]], [[KAET]] of [[Phoenix, Arizona|Phoenix]], [[KOCE]] of [[Orange County, California]], [[WLIW]] of the New York/New Jersey area, and [[WGBH-TV|WGBH]] of [[Boston]], have featured Kiyosaki during fund-raising drives. During this television special, ''Rich Dad's Guide to Wealth with Robert Kiyosaki'', he provides viewers with what he calls "financial education", as opposed to academic or professional education.
 
=== News ===
Kiyosaki has been seen giving financial advice on various network television news channels.
 
=== New York City's Madison Square Garden (October, 2002) ===
This speech was the subject of a CNN story.<ref name = "Kiyosaki Mania"/>
 
== Financial advice ==
=== Mutual funds ===
Kiyosaki wrote in one column that investors in any mutual fund with a 2.5% annual fee would, over a long time period, surrender 80% of the earnings to the fund.<ref>{{cite web |author= Robert Kiyosaki|title= Why Mutual Funds Are Lousy Long-Term Investments|url= http://finance.yahoo.com/columnist/article/richricher/6720|work= |publisher= Yahoo!|date= June 26, 2006|accessdate=October 8, 2009}}</ref> Kiyosaki expanded on his criticism of mutual funds in another column by stating they are for "losers."<ref>{{cite web |author= Robert Kiyosaki|title= Lying is Easy, Wealth Takes Work|url= http://finance.yahoo.com/columnist/article/richricher/9262|work= |publisher= |date= September 1, 2006|accessdate=October 8, 2009}}</ref> He has drawn much criticism for comparing investing in mutual funds to playing the lottery, and for discouraging 401(k) investing, contrary to the advice of most professional financial advisers.<ref>{{cite web |author= Robert Kiyosaki|title= Playing the Mutual Fund Lottery|url= http://finance.yahoo.com/expert/article/richricher/30687|work= |publisher= Yahoo!|date= April 30, 2007|accessdate=October 8, 2009}}</ref> In contrast to these statements, Kiyosaki wrote in his book ''Prophecy'' that mutual funds are not bad investments, but are risky investments for those that are not financially educated.
 
Kiyosaki's view is supported by the founder of mutual fund [[Vanguard mutual fund|Vanguard]], [[John Bogle|John C. Bogle]]. In a ''[[Frontline (U.S. TV series)|Frontline]]'' episode titled "401(k)s: The New Retirement Plan, For Better or Worse", Bogle stated that management fees and trading costs gobble up approximately 2.5% of an investor's annual returns and approximately 80% of an investor's long term gains. He says management costs reduce the value of a $1,000 investment over 65 years from approximately $140,000 at 8% compounded annually to a mere $30,000 at 5.5% compounded annually. Bogle's solution is to utilize [[index fund]]s, which charge as little as 0.09%, to substantially reduce or eliminate management fees.<ref>[http://www.pbs.org/wgbh/pages/frontline/retirement/world/401k.html FRONTLINE: can you afford to retire?: changing world: 401(k)s: the new retirement plan, for better or worse | PBS<!-- Bot generated title -->]</ref><ref>[https://personal.vanguard.com/us/FundsSnapshot?FundId=0085&FundIntExt=INT Overview Total Stock Market Index Fund]</ref><ref>[https://personal.vanguard.com/us/funds/snapshot?FundId=0585&FundIntExt=INT Overview Total Stock Market Fund Admiral Shares]</ref>
 
== Criticism and controversy ==
Kiyosaki's books and teachings have been criticized for focusing on anecdotes and containing little in the way of concrete advice on how readers should proceed.<ref>[http://www.bizjournals.com/pacific/stories/2003/07/14/story3.html?page=1 Writer ignores critics of his self-help success - Pacific Business News (Honolulu):<!-- Bot generated title -->]</ref> Kiyosaki responds that his material is meant to be more of a motivational tool to get readers thinking about money, rather than a step by step guide to wealth. He also says the books are supposed to be "interesting" to people, which precludes involving a lot of technical material.<ref>[http://www.woopidoo.com/reviews/books/robert-kiyosaki/rich-dad-poor-dad.htm Rich Dad, Poor Dad by Robert Kiyosaki<!-- Bot generated title -->]</ref>
 
Even some of the facts he has offered directly have been questioned. For example, on September 19, 2006, Kiyosaki wrote in a Yahoo Finance article that the [[NYMEX]] is an exchange where "… [[pork bellies]],… are traded."<ref>{{cite web |author= Robert Kiyosaki|title= Only the Rich Survive|url= http://finance.yahoo.com/columnist/article/richricher/9775|work= |publisher= Yahoo!|date= September 18, 2006|accessdate=October 8, 2009}}</ref> In reality, pork bellies are not traded on the New York Mercantile Exchange,<ref>[http://www.nymex.com/intro.aspx NYMEX.com: An Introduction to the Exchange<!-- Bot generated title -->]</ref> rather they are traded on the [[Chicago Mercantile Exchange]].
 
ABC ran a 20/20 segment on May 19, 2006 in which Kiyosaki was to advise three entrepreneurs on how to make money. They were given $1000 and 20 days to try and make the most money possible. At the end, after mediocre results, the contestants alleged that Kiyosaki never gave concrete advice. "All he [Kiyosaki] does is, I guess, is open your mind to the possibility. He doesn't tell you how to do it." Kiyosaki responds by saying that failure is important to learn. At the end, 20/20 asks, "Does anyone really need 18 books to learn to fail?"<ref name=autogenerated1 />
 
The [[Wall Street Journal]] harshly criticised ''Why We Want You To Be Rich'' by Kiyosaki and Trump<ref>{{cite web |author= Jonathan Clements|title= Rich Men, Poor Advice: Their Book Is Hot, But Their Financial Tips Aren't|url= http://online.wsj.com/article/SB116052181216688592.html?mod=money_page_left_hs|work= |publisher= [[The Wall Street Journal]]|date= October 11, 2006|accessdate=October 8, 2009}}</ref> as did [[Kiplinger's Personal Finance]]<ref>{{cite web |author= Kiplinger's Personal Finance|title= They say they want you to be rich|url= http://articles.moneycentral.msn.com/SavingandDebt/Advice/TheyWantYouToBeRich.aspx?GT1=8690&wa=wsignin1.0|work= |publisher= MSN Money|date= |accessdate=October 8, 2009}}</ref>
 
== Sebagian Bibliografi ==
Baris 164 ⟶ 82:
* ''Rich Dad's Before You Quit Your Job : 10 Real-Life Lessons Every Entrepreneur Should Know About Building a Multimillion-Dollar Business'' (2005). ISBN 0-446-69637-4.
 
== Catatan Kakikaki ==
{{reflist|2}}
 
Baris 173 ⟶ 91:
{{refend}}
 
== Pranala Luarluar ==
* [http://www.richdad.com Robert Kiyosaki's official website]
* [http://richwoman.com RichWoman.Com] Sister site to RichDad.com, For Women
Baris 185 ⟶ 103:
* (fr) [http://esprit-riche.com/robert-t-kiyosaki-un-maitre-a-penser/ Analyse de Robert T. Kiyosaki : un maître à penser ?]
* [http://conspiracyoftherich.Com] Blog of Robert Kiyosaki
{{Robert Kiyosaki}}
 
{{DEFAULTSORT:Kiyosaki, Robert}}