Robert Kiyosaki: Perbedaan antara revisi

'''Robert Toru Kiyosaki''' ({{lahirmati||8|4|1947}}) adalah seorang [[investor]], [[usahawan]], [[penulis]] dan [[motivator]]. Kiyosaki menjadi terkenal karena buku yang ditulisnya berjudul ''[[Rich Dad, Poor Dad]]''. Buku ini merupakan bagian dari seri buku-buku dan material lain tentang motivasi. Ia telah menulis 15 buku yang secara akumulatif telah terjual lebih dari 26 juta buah.<ref name=autogenerated1>[http://abcnews.go.com/2020/story?id=1982669&page=1 ABC News: Who Wants to Be an Entrepreneur?]</ref> Meski ia memulai penerbitan bukunya dengan menerbitkan sendiri, buku-bukunya kemudian diterbitkan oleh [[Warner Books]], sebuah divisi dari[[Hachette Book Group USA]], penerbit buku yang cukup terkenal di [[Amerika Serikat]]. Pada saat ini, buku-buku barunya diterbitkan oleh perusahaan penerbitan miliknya yaitu "the Rich Dad Press imprint". Tiga dari bukunya yaitu ''Rich Dad Poor Dad'', ''Rich Dad's CASHFLOW Quadrant'', dan ''Rich Dad's Guide to Investing'', telah menjadi 10 buku terlaris secara berkesinambungan di ''[[The Wall Street Journal]]'', ''[[USA Today]]'' serta ''[[New York Times]]''. Buku ''Rich Kid Smart Kid'' yang diterbitkan pada 2001, diterbitkan dengan maksud membantu orangtua merancangkan keuangan bagi anaknya. Dia telah membuat tiga macam papan permainan "Cashflow" berikut perangkat lunaknya, baik bagi anak-anak maupun dewasa. Ia juga memiliki kaset dan piringan magnetik kompak bagi seri "Rich Dad"-nya. Selain itu ia juga menerbitkan buletin bulanan. {{fact|date=October 2009}}

 

<!-- [[Kim Kiyosaki]] redirects here; update redirect if section title changes -->

Sebuah generasi keempat Amerika Jepang, Kiyosaki dilahirkan dan dibesarkan di Hawaii. Dia adalah putra dari almarhum pendidik Ralph H. Kiyosaki (1919-1991). Setelah lulus dari Hilo High School, ia memasuki US Merchant Marine Academy di [[New York]], lulus pada tahun 1969 sebagai perwira dek. Dia kemudian bertugas di Korps [[Marinir]] sebagai pilot [[helikopter tempur]] selama [[Perang Vietnam]], di mana ia dianugerahi Medali Angkatan Udara.

{{fact|date=October 2009}}

 

Ia menikah dengan Kim Kiyosaki. Memiliki seorang saudara kandung perempuan, Emi Kiyosaki, seorang pendeta [[Tibetan Buddhist]] [[Bhikkhuni|nun]] dan dikenal dengan nama Ven. Tenzin Kacho.<ref>[http://www.amazon.com/Rich-Brother-Sister-Robert-Kiyosaki/dp/1593154933 Amazon.com: "Rich Brother Rich Sister" by Robert and Emi Kiyosaki]</ref>

 

 

Kiyosaki menekankan apa yang disebutnya "melek keuangan" sebagai sarana untuk mendapatkan kekayaan. Dia mengatakan bahwa kecakapan hidup seringkali paling baik dipelajari melalui pengalaman dan bahwa ada pelajaran penting yang tidak diajarkan di sekolah. Dia mengatakan bahwa pendidikan formal terutama bagi mereka yang ingin menjadi karyawan atau wiraswasta, dan bahwa ini adalah sebuah ide "[[Era Industri]]." Dan menurut Kiyosaki, dalam rangka untuk memperoleh kebebasan finansial, seseorang harus menjadi pemilik bisnis atau investor, guna menghasilkan pendapatan pasif.

 

Kiyosaki berbicara sering dari apa yang ia sebut "The Cashflow Quadrant," alat konseptual yang bertujuan untuk menggambarkan bagaimana semua uang di dunia diperoleh. Digambarkan dalam sebuah diagram, konsep ini mensyaratkan empat kelompok, dibagi dengan dua garis (satu vertikal dan satu horisontal). Pada masing-masing empat kelompok ada surat yang mewakili sebuah cara di mana seorang individu mungkin memperoleh pendapatan. Huruf adalah sebagai berikut.

> tukar

 

 

 

;''Cashflow Quadrant: Rich Dad's Guide to Financial Freedom (2000)''

 

;''Rich Dad's Guide to Investing: What the Rich Invest in, That the Poor and the Middle Class Do Not!'' (2000)

 

;''Rich Dad's Prophecy'' (2002)

 

;''Why We Want You To Be Rich, ditulis bersama Donald Trump'' (2007)

> tukar

 

 

Kiyosaki stresses the value of games, particularly ''[[Monopoly (game)|Monopoly]]'', as tools for learning basic financial strategies such as "trade four green houses for one red hotel." Kiyosaki has created several games to reinforce the information in his books.

 

"Cashflow 202 The E-Game" is a software expansion of the computer game "Cashflow The E-Game." Its counterpart is the "Cashflow 202" [[board game]] described earlier in this article.

 

Serial The Rich Dad Advisor Series serial buku yang ditulis dalam topik-topik bisnis yang berbeda. Buku-buku ini lebih teknis mengingat sifatnya yang ditulis oleh pengacara, akuntan, dan profesional lain. Buku-buku dalam serial ini termasuk:

 

 

Ini adalah daftar singkat dari audio/visual (seperti kaset and DVD) yang telah diluncurkan. Hampir semua buku Kiyosaki telah pula diterbitkan dalam bentuk audio:

 

=== Real Estate ===

Kiyosaki has brought a 50% partnership with Wealth Intelligence Academy to help promote real estate systems {{Citation needed|date=June 2009}}

Kiyosaki has used his brand for a training company to teach about making money in the stock market {{Citation needed|date=June 2009}}

 

Several local stations of the [[Public Broadcasting Service]] (PBS), including [[WTTW]] of [[Chicago]], [[KAET]] of [[Phoenix, Arizona|Phoenix]], [[KOCE]] of [[Orange County, California]], [[WLIW]] of the New York/New Jersey area, and [[WGBH-TV|WGBH]] of [[Boston]], have featured Kiyosaki during fund-raising drives. During this television special, ''Rich Dad's Guide to Wealth with Robert Kiyosaki'', he provides viewers with what he calls "financial education", as opposed to academic or professional education.

 

Kiyosaki has been seen giving financial advice on various network television news channels.

 

This speech was the subject of a CNN story.<ref name = "Kiyosaki Mania"/>

 

Kiyosaki wrote in one column that investors in any mutual fund with a 2.5% annual fee would, over a long time period, surrender 80% of the earnings to the fund.<ref>{{cite web |author= Robert Kiyosaki|title= Why Mutual Funds Are Lousy Long-Term Investments|url= http://finance.yahoo.com/columnist/article/richricher/6720|work= |publisher= Yahoo!|date= June 26, 2006|accessdate=October 8, 2009}}</ref> Kiyosaki expanded on his criticism of mutual funds in another column by stating they are for "losers."<ref>{{cite web |author= Robert Kiyosaki|title= Lying is Easy, Wealth Takes Work|url= http://finance.yahoo.com/columnist/article/richricher/9262|work= |publisher= |date= September 1, 2006|accessdate=October 8, 2009}}</ref> He has drawn much criticism for comparing investing in mutual funds to playing the lottery, and for discouraging 401(k) investing, contrary to the advice of most professional financial advisers.<ref>{{cite web |author= Robert Kiyosaki|title= Playing the Mutual Fund Lottery|url= http://finance.yahoo.com/expert/article/richricher/30687|work= |publisher= Yahoo!|date= April 30, 2007|accessdate=October 8, 2009}}</ref> In contrast to these statements, Kiyosaki wrote in his book ''Prophecy'' that mutual funds are not bad investments, but are risky investments for those that are not financially educated.

 

Kiyosaki's view is supported by the founder of mutual fund [[Vanguard mutual fund|Vanguard]], [[John Bogle|John C. Bogle]]. In a ''[[Frontline (U.S. TV series)|Frontline]]'' episode titled "401(k)s: The New Retirement Plan, For Better or Worse", Bogle stated that management fees and trading costs gobble up approximately 2.5% of an investor's annual returns and approximately 80% of an investor's long term gains. He says management costs reduce the value of a $1,000 investment over 65 years from approximately $140,000 at 8% compounded annually to a mere $30,000 at 5.5% compounded annually. Bogle's solution is to utilize [[index fund]]s, which charge as little as 0.09%, to substantially reduce or eliminate management fees.<ref>[http://www.pbs.org/wgbh/pages/frontline/retirement/world/401k.html FRONTLINE: can you afford to retire?: changing world: 401(k)s: the new retirement plan, for better or worse | PBS<!-- Bot generated title -->]</ref><ref>[https://personal.vanguard.com/us/FundsSnapshot?FundId=0085&FundIntExt=INT Overview Total Stock Market Index Fund]</ref><ref>[https://personal.vanguard.com/us/funds/snapshot?FundId=0585&FundIntExt=INT Overview Total Stock Market Fund Admiral Shares]</ref>

 

Kiyosaki's books and teachings have been criticized for focusing on anecdotes and containing little in the way of concrete advice on how readers should proceed.<ref>[http://www.bizjournals.com/pacific/stories/2003/07/14/story3.html?page=1 Writer ignores critics of his self-help success - Pacific Business News (Honolulu):<!-- Bot generated title -->]</ref> Kiyosaki responds that his material is meant to be more of a motivational tool to get readers thinking about money, rather than a step by step guide to wealth. He also says the books are supposed to be "interesting" to people, which precludes involving a lot of technical material.<ref>[http://www.woopidoo.com/reviews/books/robert-kiyosaki/rich-dad-poor-dad.htm Rich Dad, Poor Dad by Robert Kiyosaki<!-- Bot generated title -->]</ref>

 

The [[Wall Street Journal]] harshly criticised ''Why We Want You To Be Rich'' by Kiyosaki and Trump<ref>{{cite web |author= Jonathan Clements|title= Rich Men, Poor Advice: Their Book Is Hot, But Their Financial Tips Aren't|url= http://online.wsj.com/article/SB116052181216688592.html?mod=money_page_left_hs|work= |publisher= [[The Wall Street Journal]]|date= October 11, 2006|accessdate=October 8, 2009}}</ref> as did [[Kiplinger's Personal Finance]]<ref>{{cite web |author= Kiplinger's Personal Finance|title= They say they want you to be rich|url= http://articles.moneycentral.msn.com/SavingandDebt/Advice/TheyWantYouToBeRich.aspx?GT1=8690&wa=wsignin1.0|work= |publisher= MSN Money|date= |accessdate=October 8, 2009}}</ref>

 

 

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|url=http://money.cnn.com/magazines/moneymag/moneymag_archive/2003/01/01/334706/index.htm |work=MONEY Magazine |publisher= |date=January 1, 2003 |accessdate=2008-07-28 }}

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* (fr) [http://esprit-riche.com/robert-t-kiyosaki-un-maitre-a-penser/ Analyse de Robert T. Kiyosaki : un maître à penser ?]

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